Fintech app and platform development for the UAE
We build the product, the back office and the client journey for fintech and financial services teams. Licensing for your activity stays with you and your advisers; we build to the requirements they give us.
What slows this sector down today.
- 01
Onboarding takes too long
Document collection, identity checks and approvals move by email and chat, so applicants drop out before they are active.
- 02
Back office is manual
Reconciliation, statements and approvals are spreadsheet work that grows with every client and is easy to get wrong.
- 03
Third-party connections are fragile
Payment gateways, banks, data providers and CRMs are linked with one-off scripts that break without warning.
- 04
Security and audit trails come late
Access rules, activity logs and data handling get added after launch, which is harder and costlier than building them in.
Systems built around how you work.
Fintech product development
Web and mobile products for payments, lending, insurance and wealth, with role-based access and audit logs from day one.
Fintech Software DevelopmentPayment and data integrations
Connect payment gateways, identity verification, accounting and data providers through documented, monitored APIs.
API & Third-Party IntegrationClient CRM and onboarding flows
Track applicants, documents and approvals in one place and keep a clear history for every client.
CRM Development & IntegrationCustom platforms and dashboards
Internal tools for operations, risk review and reporting built around your process.
Custom Software DevelopmentMobile apps
iOS and Android apps for customers and field teams, built in Flutter or React Native.
Mobile App Development
Where AI actually helps.
Document intake and checking
Read uploaded documents, pull out key fields and flag missing items for a person to review. Decisions stay with your team.
Client questions on WhatsApp
Answer status and process questions from approved content, and hand over to an adviser for anything about advice or products.
Reconciliation and exception alerts
Match transactions between systems and surface differences for the finance team to resolve.
How to win customers online.
Clear product and how-it-works pages
Plain explanations of what you offer, who it is for and what happens next, in English and Arabic, with the licensing details your advisers approve.
Content that answers buyer questions
Guides and comparisons that search engines and AI assistants can quote, reviewed by your compliance contact before publishing.
Partner and B2B outreach
LinkedIn and email programmes aimed at the companies that need your product, with every message tracked in the CRM.
A realistic order of work.
- 01
First 30 days
- Confirm with your advisers which licence and rules apply
- Map user journeys and data flows
- Agree scope, security and hosting
- 02
By day 90
- First working version with onboarding and core flows
- Payment and identity integrations in test
- Audit log and access roles in place
- 03
After that
- Launch to a limited group and review
- Admin tools and reporting
- Ongoing maintenance and monitoring
SYSTEMS WE CONNECT
- Stripe
- Checkout.com
- Tap Payments
- Open banking and bank APIs where available
- Identity verification providers
- HubSpot
- Zoho
- Odoo
- WhatsApp Business API
Examples only. We connect what you already use, where you have access and the provider allows it.
RULES TO KNOW
- Who licenses a financial activity in the UAE depends on the activity and location. Sources describe the CBUAE for banking, insurance and payments, the DFSA in DIFC, the FSRA in ADGM, VARA for virtual assets in Dubai outside DIFC, and the securities regulator for securities and commodities. Licensing sits with you and your advisers; we do not provide it or claim approvals. Ocorian: UAE financial regulation and key regulators
- The UAE personal data protection law has applied since 2 January 2022. It covers personal data processed by electronic means, inside or outside the UAE, and generally needs the data owner's consent. Your own adviser should confirm how it applies to your business. UAE Government Portal: data protection laws
Not legal advice. Confirm your obligations with the regulator or a qualified adviser.
Questions we hear
Do you help us get a licence?
No. Licensing depends on your activity and sits with you and your legal or compliance advisers. We build the product to the requirements they give us and keep the records they ask for.
What can an MVP include for a fintech product?
Usually onboarding, one core transaction or service flow, an admin view and the key integrations. We agree the smallest version that you can legally and safely test.
Can you integrate payment gateways and banks?
Yes, where the provider offers an API and has approved your account. We build, test and monitor the connection. Access and onboarding with the provider are handled by you.
Who owns the code?
You do, as agreed in the contract. You get the repository, documentation and hosting accounts in your name.
Start here
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